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📄 Terms & Conditions

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​Last updated: 07/06/2025

By accessing and using SmartMoneyTool.com, you agree to the following terms:

1. Product Access

  • Your purchase grants you lifetime access to our digital financial tracker and related materials.

  • Access is personal and non-transferable.

  • Sharing, reselling, or distributing the content without permission is prohibited.

2. Refund Policy

Due to the digital nature of the product, all sales are final. We do not offer refunds.

3. Intellectual Property

All materials, templates, and tools sold through this site are protected intellectual property. You may not reproduce, sublicense, or redistribute any part of them.

4. Disclaimer

Our tools are for educational purposes only and do not constitute financial advice. Use them at your own discretion and responsibility.

5. Support

For technical issues or product access questions, contact us at: support@smartmoneytool.com

🔒 Privacy Policy

Last updated: 07/06/2025

At SmartMoneyTool.com, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Your name and email address when you make a purchase or contact us.

  • Payment Information: Handled securely by Stripe — we do not store or have access to your credit card details.

  • Technical Data: Your IP address, device type, and usage data, collected via cookies, Meta Pixel, and Google Analytics.

2. How We Use Your Information

We use your information to:

  • Process your payments and give you access to the product.

  • Send confirmation emails and relevant updates (only if you opted in).

  • Improve our website and user experience by analyzing usage data.

3. Third-Party Tools We Use

  • Wix: Our website builder and hosting platform.

  • Stripe: For secure payment processing.

  • Google Drive: To host and deliver the digital tools.

  • Meta Pixel / Google Analytics: To understand traffic and improve marketing efforts.

4. Your Rights

You can request access to, correction, or deletion of your personal data by emailing us at: support@smartmoneytool.com.

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